Like all other types of health insurance, dental insurance can protect individuals and families from the high cost of unexpected dental care – crowns, dental appliances, or dental surgery. In addition, people who have dental insurance benefit from lower negotiated prices for services and greater access to preventive dental care at minimal or no additional cost. In fact, members of most dental HMOs receive preventive dental care at no cost (routine cleanings, X-rays, diagnostic services).

First calculate your anticipated yearly premium payments and then add your total out of pocket and the maximum for selected dental plan Now compare this total to what you would have to pay in dentist fees for dental care say over a period of 23 years to make the analysis meaningful and make the analysis to the great level first calculate your anticipated yearly premium payments and then add your total out of pocket and the maximum for selectect dental plan now compare this total to what you would have to payn in dental.

Over 19000 dentists are accessible in California for each major carrier if you choose a dental PPO Please note that dental HMO networks tend to be more restrictive but offer more liberal diagnostic and preventive services There are over 5000 participating HMO dentists in California for each major insurance company Over 19000 dentists are accessible in California for each major carrier if you choose a dental PPO Please note that dental HMO networks tend to be more restrictive but offer more liberal diagnostic and preventive services There are over 5000 participating HMO dentists in California for each major insurance company